Everything You Need To Know About Td Platinum Travel Visa
Greetings, fellow travelers! Are you looking for a credit card that rewards you for your wanderlust? Look no further than TD Platinum Travel Visa. As a seasoned traveler myself, I understand the importance of finding a credit card that suits your travel needs. In this article, I will dive into everything you need to know about TD Platinum Travel Visa and why it’s a great choice for avid travelers.
What is TD Platinum Travel Visa?
TD Platinum Travel Visa is a credit card offered by TD Canada Trust that rewards cardholders for their travel expenses. The card comes with a variety of benefits, including travel insurance, airport lounge access, and the ability to earn travel rewards points.
What are the Benefits of TD Platinum Travel Visa?
One of the biggest benefits of TD Platinum Travel Visa is the ability to earn travel rewards points. Cardholders earn 3x the points on travel purchases, 2x the points on dining purchases, and 1x the points on all other purchases. These points can be redeemed for flights, hotels, car rentals, and other travel expenses.
In addition to earning rewards points, TD Platinum Travel Visa also comes with travel insurance benefits. Cardholders are covered for travel medical insurance, trip cancellation and interruption insurance, and baggage loss or delay insurance.
Cardholders also have access to Priority Pass airport lounges around the world. This is a great perk for frequent travelers who want to relax and unwind before their flight.
How Can You Apply for TD Platinum Travel Visa?
Applying for TD Platinum Travel Visa is easy. You can apply online or in-person at a TD Canada Trust branch. To be eligible for the card, you must be a Canadian resident and have a minimum annual income of $60,000.
What are the Fees and Interest Rates?
The annual fee for TD Platinum Travel Visa is $99. The interest rate is 19.99% on purchases and 22.99% on cash advances. It’s important to note that there is a 21-day interest-free grace period on new purchases.
What are the Drawbacks of TD Platinum Travel Visa?
One drawback of TD Platinum Travel Visa is that it’s only available to Canadian residents. If you’re a frequent traveler from another country, you won’t be able to apply for this card.
Another drawback is the annual fee. While $99 isn’t a steep price to pay for the benefits of the card, it may not be worth it for infrequent travelers.
What are the Alternatives to TD Platinum Travel Visa?
If you’re not a Canadian resident or if the annual fee is too high for your budget, there are alternatives to TD Platinum Travel Visa. Some popular options include Chase Sapphire Preferred, Capital One Venture Rewards, and American Express Gold.
Overall, TD Platinum Travel Visa is a great choice for Canadian residents who love to travel. With its rewards points, travel insurance benefits, and airport lounge access, it’s a credit card that caters to the needs of frequent travelers. If you’re looking for a credit card that rewards you for your wanderlust, TD Platinum Travel Visa is definitely worth considering.